Monday, July 13, 2015

Causing Trouble

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This is an unexpected blog post. Just needed to vent out what I am actually feeling right now.

The day went okay for me as I go to different places to canvas for an oven. I am still unemployed and planning to take on baking as something that I can maybe earn from. That is why lately I have been watching YouTube videos regarding baking cakes, cookies and other sweet treats. With that said, I convinced my mum to buy me an oven, blender and probably throw in some mixer there. But after browsing local stores and finding out that a stand mixer is much more expensive than I expected, I called it a day.

Ah! Back to WiFi nation (my house).

Finally connected to the internet again, I started chatting with my co-volunteers in the Line App, we have a group chat there. Those people included there are going to participate/volunteer in a fandom project for the concert of a famous K-Pop idol group. I feel elated to chat with those crazy fangirls. But, It did not last long though.

After an insane chat with new found friends in Line App, I decided to take a shower. The commute around the Metro leaves me dirty and sticky. I need cleansing so bad. I was still smiling and listening to K-Pop music while showering when suddenly a phone call interrupted my music. The number was not registered in my phone book, so I did not know who it was. I texted the number and found out that it was my cousin. When I answered the phone, the tone of her voice was serious. I was scared.

The call was regarding the unpaid balance of my terminated line which was under her name. She said that she received a letter that says something like this:

Dear Sir/Madam:

Your delinquent account with GLOBE TELECOM amounting to P3XXX.XX has been reffered to my office for legal action.

I have been instructed to bring legal action against you as may be necessary, which may affect on your credit reputation and you are blacklisted in CMAP.

The file indicates that you have failed or refused to pay the above claim.

Kindly comply with the terms and condition of the contract to avoid animosity and embarrassment arising from non-compliance within the grace period.

Your call legal Officer Mr. Ralph Santos at (02)962-3297, (02)961-5694,(02)294-6671,09175587798,09166604008 is important to hold legal action and to make appropriate payment arrangement for your account.

Please give this letter your most serious and preferential attention.

Sincerely,
ATTY. ROBERTO B. ULTADO JR.

I only got this sample letter here. I think it's similar since the name of the attorney and the details that she told me over the phone are kind of similar. I already paid Globe the remaining outstanding balance. I admit that it took me three months to actually pay the whole bill. As I have said, I am currently unemployed and I am just relying on my allowance which is given by my parents.
am at fault with this. I felt so bad that I ruined her trust. She is one of my closest cousins but with this situation I do not know how our relationship would be towards each other now.

She asked me to call the law firm and tell them that I already settled my unpaid balance and to ask them to remove her from the blacklist. I will do this tomorrow. Definitely.

The emotions are overwhelming. I do admit that I am emotionally weak. I cried after I found out about this and I thought to myself that how can I survive the world when with this problem I am already bothered and curling into a fetal position.

Now, I am stressed about what I am going to say to the people that I will be talking to tomorrow. Wish me luck.

173 comments:

  1. miss Anne Yeong,

    You're definitely not alone, and the situation is definitely NOT your fault.

    From the looks of the message body, and the lawyers/collection agency involved, they've been using a figment of the whole "story" (of your arrears) to harass you into paying THEM (the collectors involved, and not exactly Globe Telecom)

    Ours was a different case. My mom's a defaulter (re: credit card nonpayment) and we're being harassed by the same "team", besides letters, they were also playing "spy games" on us within the block.

    And although Globe may be part of their Clientele, those hidden charges are being played upon by those involved in the letter so that they could try milking money from you.

    As for your ties with your cousin, I believe she just doesn't have an idea of the bigger picture. Because if she does understand the full scenario (and the antics by these collectors), there will be no souring ties.

    Again, it is NOT our fault if we CANNOT pay. These collectors love resorting to scare tactics.

    P.S.: As for our case (credit card default), the minions of the people in the letter started harassing our household since JULY 17. It seems like this month has become a "good time" for them to rear their ugly heads like a Hydra

    ReplyDelete
    Replies
    1. Hello, TRIALBYWATER,

      Thank you for your comment. I already settled this with the "LAWYERS" involved. I got so messed up that before I called their office, I read the sample letter over and over again and found something fishy.

      "I have been instructed to bring legal action against you as may be necessary, which may affect on your credit reputation and you are blacklisted in CMAP."

      The phrase "and you are blacklisted in CMAP" is placed wrongly. Anyone who is not paying attention will just selectively focus on that last bit and panic. When I read it again, I totally sensed that they're just giving a threat and not actually saying that she's in the list. But I still called and said that I already paid the bill and when I asked if they can take my cousin's name off the blacklist they answered, "She's not in the list. She's just wait listed if ever she did not pay."

      I think it's just bad construction of sentence. Just to make it more threatening.

      Again, thank you so much for giving assurance. Now I have a little bit of an idea how these companies work.

      Delete
    2. Hey, same issue here. Said I got a warrant for not paying my credit card. I dont know if it was real or not. With Mr. Roberto B. Ultado Jr. also

      Delete
  2. well, not only that. did you know that some of the contact numbers mentioned (especially 962-3297 - associated with Ralph Santos) are even involved in BLACKMAIL scams?

    here's another vigilant netizen with her post:

    http://iamjulienne.com/blog/2014/08/newspaper-blackmail-scam/ (see comments section)

    Don't you worry. Someday, someone will turn the tables against them.

    ReplyDelete
    Replies
    1. I've read the blog and some of the comments. I feel so bad for them. This will be another reason why I'm not so keen on getting a credit card. I just hope these scam/blackmailing companies just ask them to pay nicely but I do understand that at some point they need to use other alternatives. It's just so wrong to do it that way.

      Thank you for sharing this, TRIALBYWATER. I appreciate it so much! I'm learning a lot about this.

      Delete
    2. Hi guys a little help here.
      I just received a letter from same named attorney regarding my unpaid balance with eastwest due to financial reasons. Iam a mom with a kid so its hard. Kindly enlighten me.

      Delete
    3. Hi me too i received email with the same lawyer

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    4. Wow , this is really a modus? I received too a demand letter with the law office Atty Roberto B. Ultado Jr... Stating and reflecting that I have overdue loan due to my car loan according to the statement. Infact , they have reflected few figures of my bank account which do not match the account number of my car loan.they even told.me to settle my account due for five days or they have to get my car. Hahaha how come they will do it that I am paying monthly and we have separate account for the car loan. Their data are erroneous, they dont even have statement of accounts attached to the letter. Their final demand letter? Without the bank's notice first? And when I asked them to give me the statement of accounts. The woman who called me after the three men who went to our house served the letter, told me that she will endorse my case to the legal office? And take note the three men had already went to the house prior to her reminder? And when I asked her to give me the statement of accounts, she said she could not give me since the staff who is in charge is POSITIVE in COVID 19. What made me wonder is that ..why they wanted me to pay over the counter in a separate bank account when I have the account for the auto debit ..they explained that since over due payment daw ako so it would be deposited to a separate account direct to Manila main office.Good thing that I asked the agent and he gave me the contact number of the bank's car loan department.. God bless you.

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    5. And the letter is just scanned ..

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    6. Is is real or fake the letter that they were sending? They've called my Previous Company to tell that I have a warrant because i fail to pay my credit card at eastwest. Please enlighten me

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    7. Hey babe, what happen after this?

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    8. Hello! I received the same letter from this lawyer today thru email demanding that I settle an amount of almost 600k when in fact the missed charges are just penalties. Previously last Oct 2023 they are demanding only 28k to be settle in 3 days and now just a few mos had passed it went up high to 500k. Anyone can you please enlighten me what to do with this? Badly needed help from this harrassment

      Delete
  3. wait, Anne. there's (a tad bit) more. >:)

    but i guess we should somehow discuss it privately. email would do. i have some other things to reveal about this one heckuva scheme.

    best, [trialbywater]

    ReplyDelete
  4. Hey guys! I received a letter,but my sister just sent me via messnger, that I have a balance to pay in INNOVATIV COMMUNICATION?? and with the same name of atty plus the contact details.. then they even mentioned they sent me many times letters and texts about the payment.. how come? aasa abroad na kami for hw many years na? is this a scam guys? help!

    ReplyDelete
    Replies
    1. it's a SCAM. nothing more, nothing less.

      don't give in to their scare tactics. they just want your cash, pal.

      i really wonder whether the bulacan-based lawyer (Ultado) even knows this...

      Delete
  5. I just got a letter today from the same law firm - ATTY ROBERTO B. ULTADO JR and associates. I think I will send the letter to Globe so that someone from Globe can investigate this matter. It's also the same person that we're asked to look for - Mr. Ralph Santos. These idiots are really proliferating like flies. SOmeone in the Duterte government should hang these people by their balls.

    ReplyDelete
    Replies
    1. Same case as mine receiving an email from that atty. so I screenshot the email and sent it to the bank

      Delete
  6. Hi guys, I think I got also the same message that you encountered. I received a text message from my niece saying that someone texted her regarding me saying that "This is from the Fiscal office of Makati City Prosecutors Office. This is to inform you that your court summon and subpoena will be served within 24 hours regarding your revised penal code case filed which is due for court warrant to be assisted by Taguig Police. Kindly coordinate to Jv Galvano."

    When I actually saw this I wondered why is it have to be assisted by the Taguig Police, wherein the text message came from the Makati Prosecutors office. Is this also a scam? DO I need to be bothered?

    My Autnie called the number of JV Galvano, she was told that the case was filed by Atty. Roberto B. Ultado and my auntie also asked if what company or who is he representing, but this JV told her that walang nakalagay dun.

    ReplyDelete
    Replies
    1. Hi chubbylady i got the same text message although its not my number but my sister who happens to be a minor this is for a home credit loan balance taht i was unable to pay due to financial constraints. I tried to make arrangements with Hc but they are really inconsiderate. Same person JV GALVANO AND ATTY. ROBERTO B. ULTADO. Good thing I googled and it led me here.

      Delete
    2. hi, I RECEIVED a call from my cousin and she told me same things like yours. i have outstanding balance like 7k for HC, but the office of Atty. Ultado asking me to pay 15K for legal fees. they also told me that they already file cased against me at Metropolitan court at taguig i guess? i phoned atty ultado's firm and asked what to do... they said i have to pay for the remaining balance so they could release TOR (temporary restraining Order and withraw the case from the court). I hope you could share me any necessary action to settle this problem. let me know your thoughts. thanks

      Delete
    3. We encounter the same. But this time a motorcycle that was not settled for the last two months payment until it was fully paid. But the company said that the account was being wrote off since it was 5 years unsettled.

      Delete
  7. Hi. I just want to share my experience re: these scammers from Atty. Roberto Ultado Law Office. They didn't target me directly but my employer who is based in Australia. Yes, they went as far as calling him to say that they will file a complaint against me about bounced cheques. That rang a bell that it was a scam. They called him twice. Yesterday and earlier today. They tried to get contact details from him and also my employer's details. It was really embarrassing and disappointing to think that Filipinos like them would scam people abroad. It's a good thing my boss informed me about it and provided me with the details when they called him again. Apparently, a lady named Joan Perez called him and said that she works for Atty. Ultado. tel: + 63 2 925 9698, mobile: + 63 9 17 864 8689, email is atty.obetultadolawoffice@gmail.com. I already reported the number to the corresponding telco but I figured they can only do a report. I will be contacting NTC about it so they can either block and possibly trace the numbers used. The names used are probably fake as well but the numbers should lead to the scammers.

    ReplyDelete
    Replies
    1. Hi! Exact same scenario as you but in different country. Same bounced cheques complaint, same name and phone numbers. How can we stop them?

      Delete
  8. My facebook friends have been sent several messages asking them to inform me about a LEGAL concern ASAP. Then someone sent me an email (I am sure they got my email address from one of my friends)...it came from this: roberto ultado (attyultadojr.lawoffice@gmail.com)

    Atty. Roberto B. Ultado Jr.
    Litigation Lawyer



    ROLL NO.: 52827

    IBP NO.: 976327

    PTR NO.: 3198245


    Office Address:

    10th Floor The Aurora Milestone Building

    1045 Aurora Boulevard, Loyola Heights

    1108 Quezon City, Philippines



    Tel Nos: (02)294-8475 / 294-4090

    Tele Fax No: (02)962-3297

    Mobile Nos: 09178648689 / 09989649821

    ReplyDelete
    Replies
    1. Hi, I got thesame demand letter today. The atty. Ro number is the same as well as the address but the ibp no. , Ptr no. And its contactx number and email adress is diffrent. This atty roberto b. Ultado jr. Is kinda big scam.... it must be stop

      Delete
  9. Dear all.

    my Girlfirend got same msg and called in dubai. And she took loan in 2014 only 150000 PHilipine currency and paid 20000 due to interest bank increased and she moved to dubai. Now she is working in very low salary. and these pple chasing and threatening her in her office. i advised her fucked up these pple dey cant do anything. they said will put her name in black list or watever. i told her u r not criminal so dey can do this to u ... can you please assist will des pple do anything to her or no in real manner or just scammers etc
    kindly give me feedback at
    waqas_murad@hotmail.com


    ReplyDelete
  10. just yesterday, my trainer and a secretary in our municipality, was called by this said atty. she was really bothered because she was scared and threatened by the said attorney. Luckily, she really insisted right procedures on how to communicate with business firms like this, that is to receive a formal letter of complain from this person. Further, she search on this "attorney" and found out that this man is a scammer. Lesson learned: do not believe in information that you already know to yourself you haven't done anything wrong.

    ReplyDelete
  11. just yesterday, my trainer and a secretary in our municipality, was called by this said atty. she was really bothered because she was scared and threatened by the said attorney. Luckily, she really insisted right procedures on how to communicate with business firms like this, that is to receive a formal letter of complain from this person. Further, she search on this "attorney" and found out that this man is a scammer. Lesson learned: do not believe in information that you already know to yourself you haven't done anything wrong.

    ReplyDelete
  12. Same here! He ruined my day earlier only to found out that they just try to gain some money from me.

    ReplyDelete
  13. It's been a month since they last called me with numerous threats. All you need to do is to COMPLETELY IGNORE them. They will really try their best to scare and even humiliate you to others. They can say all the threats they want but eventually they will stop. If they are serious in filing a case against you, they don't have to scare you multiple times right, they will just go through filing the case.

    I am sharing my experience to be able to help the others. I know the feeling of being threatened and humiliated. Read more tips at failuretopaycreditcard.blogspot.com. They have helped me a lot.

    God Bless.

    ReplyDelete
  14. Same case here..just got the letter earlier this morning,same threats,same name..they wanted my sister to pay for a service we no longer use for almost a year now,its from an ISP company. I was worried sick because we can't pay the said amount within 24hrs. And my sister is no longer here in the phil.I also found some irregularities in the letter.

    ReplyDelete
  15. we have the same issue we receive a bill from atty roberto ultado jr that asking to pay a bill in globe telecom inc but the name they send a bill doesnt have any phone..how can we stop this how can we report this scammers..

    ReplyDelete
  16. Hi! I have the same concern. I am subscribed to globe tattoo home broadband with a free landline. The landline receives numerous txts everyday. Little did I know that those txts charged P10 each! I get pissed off and never paid the landline bill which costs only 500+. But as for my internet connection, I am paying it regularly. As a matter of fact I, sometimes pay it in advance. Then 2 months ago this law office blah started to txt me. At first they say that I must pay within 24 hours or else they will file a complaint against me. I ignored them. 2 months later the content of their txt is still the same. They even say that I am going to be blacklisted by globe. How come? As far as I know my internet subscription is paid in advance. And who the heck would waste time in filing a case against a 500+ unpaid bill? So I replied to them, told them that I am willing to pay and that they just get the payments here in iur house. Nobody came. Finally they haven't texted me for a week now.

    ReplyDelete
  17. I received an email from this same law firm telling me that they represent globe using a gmail account. I transact with other law firms before representing big clients and they use a business email. This sounds fishy to me. The email sender goes by the name of Rhiza Sarmiento, globe legal-support team from the law office of Atty Ultado Jr and Associates. It sounds so fishy because they just tripled the amount I was not able to pay since I got disconnected a month ago. The first email was kinda okay but they kept bugging me with emails when I told them that I would settle on a specific date. What does a service number means?

    ReplyDelete
  18. Same here last sept i received a call from jv galvano that a comoanny filed a case against me but hindi nia alam kung anung company kuno after an hour most of my frends texted me na may nareceivex sila na text na may subpoena daw ako from makati and it will be assisted by taguig police so isipin mo gaanong kahihiyan inabot ko para sa utang kong 8k that technically hindi pa namman talga tapos ang contract ko sa kanila..anyway ni refer ako ni galvano kay atty.ultado nahkaroon ng setlement from 24k to 12k ...since nanakot na sila at ng haharass na itutuloy ang kaso i paid the full 12k ....after a month my lumapit na police from taguig sa mom ko and hinahanap ako dahil my bench warrant daw ako ngaun hindi ako makkalaabas o makakuha mann lang ng mbi ..kinausap ko si attu ulit ang sabi noya ok na daw na overlook lang daw...mahirap makipag usap sa kanila....what should i do to clear my name ..

    ReplyDelete
  19. Grabe siya (Atty. Ultado) manakot. May pulis pa ngang tumawag sa akin. Ipapakulong daw kaming dalawa ng asawa ko. Nakakatakot. Dahil sa site na ito, nalaman ko na scammer pala talaga sila. Grabe. Nakakaiyak talaga sila. Salamat at nalaman kong gagawin nila ang lahat ng pananakot para lang magbayad ka ng utang.

    ReplyDelete
  20. Same scenario here..his minions were here this afternoon and gave me that letter..thanks all.. I now know it's a scam..

    ReplyDelete
  21. Am glad to have found this blog. Same law firm ruined my day and raised my blood pressure because of a txt message they sent saying they're filing a case alrdy cos I tend to run away from my loan obligation. Evry month may payt naman tho di ko pa na-complete backlog pero may payt. So mukha bang tumatakbo sa obligation if may payt monthly. Grabe ito.allowed ng phil law ang ganitong practice ng ibang lawyers?

    ReplyDelete
  22. Grabeh talaga, di ba masisira si atty.roberto ultado jr. pinapagamit ba niya sa ganoon lang ang pangalan niya..ako rin. stressed na stressed na kasi nakatanggap rin ng unsolicited calls from this same law office, nanakot sila na magpadala ng warrant of arrest, ano ba iyan naging criminal ba tayo dahil sa credit cards non payment na hindi naman sinadya? kung sino sino na lang ang tatawag at iba.iba pang ang number na ginagamit, meron pang police inspector na kasali "if its true na police inspector naman siya..worst of it, nakuha pa nila ang profile ng office ko dun sa application letter ko sa smartcom, alam ko na dun nila nakuha kasi dun lang talaga ako nkapag fill up ng informations kasi bago pa lang ako sa ofis na ito. Expired na iyong credit card ko sa allied last Feb.2011 pa, alam ko meron ako balance dun na maliit lang, at bigla ako nawalan ng work at napauwi dito sa mindanao..siningil ba naman ako ng ultado law office more than 200k,at dapat mag deposit kaagad ako sa pnb ng partial amount na 50K, as in agad-agad muntik na akong himatayin, until now ginulo pa rin nila ako sa text at tawag, pati ang boss ko sa opisina ginulo rin nila ng tawag..meron pa silang email ad na binigay (info.ultadolawoffice@gmail.com) contact number 09188074292. please help me po..

    ReplyDelete
  23. Nakareceive ako ng email from someone na nagpapakilalang Legal officer na under kay Atty. Roberto Ultado. I searched for the name kung legit, and I found this blog. The email content is re unpaid balance from Home Credit. Gasgas na pala si "Atty Ultado.

    ReplyDelete
  24. Hi ako din kakarcvd lng ng 2nd phone call at email from this atty Roberto Ultado na e2. Nung una babae ang kausap ko, grabe kung mangharass. At ngsend pa ng email na kesyo mgpa-file dw sa taguig ng kaso dahil sa bouncing check. Ang natitirang loan ko lng from chinatrust ay 45k pero ngaun daw nasa 200k++ na at dapat dw mgbayad akp hngng hngng 1week at mkkpgbigay dw ang bangko ng 96k na discounted amount at macclear na dw ang name ko. Sb ko wala akong ganon klaking halaga. Kya ngsuggest sila na may payment options dw. Inemail nila 1 at 2yrs to pay na amounting to 5k++ pg 2yrs to pay. Sabi nila, pg pumalya ka ng bayad, back to zero ka ulit.
    Ng ibigay dun sa nagpakilalang atty ultado na un, kesyo dw kagagaling lng nya sa chinatrust at ngbgay dw ng chance na 3yrs pero nid ko dw mgbayad ng 50k, sb ko wala akong ganong halaga.mgkano lng ba dw ang mkakaya kong byran at kung kelan,sb ko nasa 5k lng kako dhil d nmn ako permanente sa work ko. Sagot nya, mgbyad nlng dw ako kung kelan ako mkkpgbayad ng 5k. Tapos ang sbi mgeemail dw cla ulit pra sa acct number na pgddeposituhan ko. Until now wala nmang email. For sure tatawag
    Ulit un at manghaharass na nman sa ofc nmin. Anong pwdeng gawin sa mga ganitong sitwasyon? Baka meron kayong pwedeng iadvise. Tnx in advance.

    ReplyDelete
    Replies
    1. Hi,

      Ganyan din ang ginagawa nila sa akin. nagpaparamdam parin ba sila sayo ngayon? Ako kasi araw araw mayat maya tumatawag at nagtetext threatening me that they will even go to my office para ipahiya ako.

      Delete
    2. Hello, same thing po nangyari sa ken today. nag treathen sila na tatawag sa mga boss ko. nung hinihingi ko yung proof of loan kase 10 years ago na yung loan, sabi eh binibigay lang daw yung kapag nasa court na. remainining loan ko 38K hinihingi sa ken na amount is 103K subject for bank's approval daw. anyone here na nakapag settle na and if pwede na lang sa bank?

      Delete
    3. Hi please can i know your email...same ako ng case mo pls contact me may tatanong po ako karencapunpon@gmail.com

      Delete
    4. hello pwede magtanong nabigyan din ako Ng letter at pananakot na kasohan daw ako,,may balance din Kasi iyong credit card ko,,atty ultado din

      Delete
  25. Hi,

    Just want to share what i got today. I was about to leave the office when I received a call from a certain SPO2 Alex Advincula of NCRPO Taguig. Ang sabi nya nagpunta daw sa kanila ang isang Atty. Roberto Ultado Jr at sinabing nagfile daw sya ng case on behalf of International Finance Company. The company doesn't ring a bell to me, ang nakakapagtaka nagpapadala daw sila ng subpoena sa mailing address ko 3x na and hindi daw ako nagpakita sa hearing kaya wala daw silang choice but to issue a warrant of arrest unless tawagan daw ng asawa ko (main defendant daw ng case) si Atty at magfile ng TRO (Temporary Restraining Order). So medyo questionable sakin yung proceso nila kasi bakit abogado ang lumalapit sa pulis and hindi ko kilala yung finance company na sinasabi nila. i was given 24 hours to let Atty Ultado know or else magiissue sila ng warrant of arrest sa akin. As soon as i got home i googled and saw this blog. good thing nakita ko ang mga posts nyo so now I know na scam tong taong to..

    ReplyDelete
  26. Mayroong walang hiya talaga sa mundo. Kakatawag lang ng Eric Morales, pulis daw siya at hinahanap ang asawa ko. Dito pa sa office ko tumawag. May kaso daw ang asawa ko nakasampa sa RTC Taguig. Ginamit na number ni Eric Morales ay 09188074292. Tawagan ko daw si Atty. Arthur Baltazar 09266979287; 09493404430 para maayos ang complaint. Hindi ako tumawag at na google namin ang 09188074292 at lumabas ang blog na ito. Salamat sa blog na ito at hindi tayo mabiktima ng mga scammers na yan.

    ReplyDelete
  27. As of now kasalukuyang ginugulo ng mga grupong yan ang asawa ko, nagpunta na kami sa pulis para magreport. Ang sabi samin ng mga pulis "hindi gagawin ng mga tunay na pulis yan". Ibig sabihin scam nga, salamat sa pagshare nyo at naliwanagan kami. Sana sa iba e wag padadala sa paninindak nila. Inaantay ko sila dito sa amin sabi nila pupunta sila, inaantay ko at nakaready kami.

    ReplyDelete
  28. Just this morning around 11am, tumawag sa akin at pinagsalitaan agad ako ng "walang hiya ka!" without knowing na hindi pala ako ang taong hinahanap nya. Akala nya ako yung may-ari ng subdivision. (he got my number in one of my FB Page in real estate)kesyo yung kamag-anak nya, nakabili ng property sa isang subdivision sa batangas. About bouncing check!?? eo gamit nya no. 09178648689

    ReplyDelete
  29. Salamat at natagpuan ko itong blog na ito. May utang nga akong naiwan sa credit card pero nakakapagtaka na hindi nagko-confirm ang bank ng tinanong ko kung in-authorize nila tong Atty. Roberto Ultado Jr na ito na maningil in their behalf. Grabe same thing, paiba-ibang tao at paiba-ibang telepono gamit nila. Mga walang hiya silang lahat!

    ReplyDelete
  30. Guys. I have received the letter from the same man. I am just a student I do not have money to pay my unpaid bills worth 14k daw according to Mr Roberto Ultado. Wala silang number ko or email ko. And because of this blog I won't entertain them. Thank you for all your comments it helps me a lot.

    ReplyDelete
  31. I also received the same letter im thankful for this blog na nalaman ko ganun pala yung taktika ng mga yun. I reported it to globe na sana actionan nila and i will ignore them nalang

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  32. Why is that Atty. Ultado so popular in this area. I am still shaking right now. I was furious at the same time angry at him. Grabe sya kung maka pag threat.. May pulis pa talagang tumawag sa kaibigan ko.. COncern naman ung kaibigan ko kaya napasugod tuloy sa akin... Buti na lng I found this blog and also a cousin of mine who is working in a credit collection company told me to ignore it... Thank you Lord.

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  33. dapat ipareport na to ng matigil na. sobrang nakakatakot talaga eh Guys we should do something about this

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  35. Hey guys, thanks for this. I can really assure myself and my family that the letter received yesterday by my sister was a scam. This law firm office of Atty. Roberto B. Ultado Jr. is demanding me to pay around 15+ in regards with my old credit card outstanding balance which was 10 years+ old past. Sana matigil na sila, hindi nakakatuwa ginagawa nila. They should be reported so this scam will stop.

    ReplyDelete
  36. Same here i received an urgent letter from national capital judicial region taguig city branch-----(walang nakasulat na branch) filing a case against me from atty ultado also...this is a loan also ten years ago but been paying this and it so happen na nawalan ako ng work...this time they bothered me a lot..they called my office and even CHED about my loan and been threatening me since last june 12 till now...same law office at nakapagtataka ang envelope is from RJS in Cebu city tapos ang laman ng letter ko is my demand letter sabay ng galing sa trial court..may affiant ang name is may flores pero walang signature...may annexes na sinasabi dito pero wala naman nila isinali sa envelope..may tumatawag cya daw c roberto at may babae pa na ang tapang..na refer ko na din ito sa lawyer ng parents ko at ang sabi is mga extortionist daw dahil scam ito..at first they wanted me to pay 25K at may date at oras pa..kaya pupuntahan ko talaga aang china trust regarding this matter dahil iba ang proceso ng paniningil eh pananakot ang style at ang ginagawa nila is ipapahiya ka kung saan ka nag wo work...nag wonder din ako if they have my account how come they are sending anything to my house address at bakit sa mga kaibigan ko pa cla nag message..at ang kinunan nila ng info is my facebook account na matagal ko na di ginagamit pero nandoon ang address kung saan ako nag wowork..mabuti na lang nabasa ko din ang mga pinadala ninyong experience with same lawyer..ang tito ko is one of the president's close in bodyguard i will refer this matter to him and gusto ko ipaabot nya ito sa presidente...

    ReplyDelete
    Replies
    1. Yes please, kasi sumusobra na sya.

      Delete
    2. same harassment i had may utang ako sa chinatrust way back 2010 at due to tough situation hindi ko talaga kinaya makapagbayad acknowledge ko naman may utang ako pero agent from rgs ultado and associates called me in middle east at ang dami sinasabi nung sabihin ko email ako sa angko sentral for assistance nagalit at pati mother ko dinamay na mamatay daw mother ko pag nag email ako don at sa bank. kaya oras na may mangyari sa mother ko na kahit ano sya ang blotter kasi recorded ang conversation namin kaya may proof ako.

      Delete
    3. Thank you in advance sa paghingi mo ng help sa President to take action against this. Please publish the outcome para na rin mapakita sa mga employers ng affected na tao. I think I lost the confidence of my Directors dahil dito, I am working as a Finanace Officer and this email they sent had put some doubts sa foreign employers ko.

      Delete
  37. Ito yong mga telephone numbers na ginagamit nila to harass me: 09204277134..09988458141...09989677270....09498817095 sa office daw cla at mga tauhan ni atty roberto ultado jr..

    ReplyDelete
  38. I just had the same experience, it was too bad kasi ang inimail nila company na pinagtatrabahuhan ko pati subsidiaries at ang email ay narecieve ng lahat ng empleyado. I almost fainted when I read it and immediately naisip ko kagad pano pag nawalan ako ng work dahil dito.
    I have 2 sons, separated at sa akin lang umaasa for support. I am working overseas to earn money para sa pamilya ko and yet this heartless scammers will email ng ganun ganun na lang. I have no more obligation sa kahit anong bank sa Pilipinas, I paid all during my first 5 years sa abroad. Ngayon mag eemail sila at sasabihin na baka gawin ko daw sa new company ko. Such heartless people. Nakita ko sa blog na to that this scam, has been ongoing since 3 years, sana naman may makabasa neto na may magagawa to stop all this. People who are innocent are affected. Nakakasira din sa mga Pilipino kasi sa employers abroad nakakarating and of course ang reason natin would be, maraming Scammers at Syndicates sa Pinas who takes time to do this things, nakakasira din sa bansa natin yun.
    I have called NBI, Cybercrime pero nakaqueue daw dun ang complaints, sabi ko baka maka 100 ng email sa company ko before sila umaksyon. I really wanted this to reach the President, sabi nya whatever daw na gugulo sa OFW he will help. But to think na madaming national concerns and Presidente parang nakakahiya namang dumagdag pa. Please let's all work together para matigil na ang grupo na to. Today I called the office na nasa online na ginagamit ng scammers na address at BIOMETRIC company hindi Law Office.
    I hope this ATTY Roberto Ultado if he is still alive can be alarmed, pano na lang reputation nya as a Lawyer because of this.
    At tayo na victims, I pray that we get over this trauma.

    ReplyDelete
    Replies
    1. Eto po ang website ng Office of the President:
      https://op-proper.gov.ph/presidential-action-center/

      Delete
  39. i have sent a complain of harassment and threats to BSP consumer affairs and they acknowledge my complain about this agent and they told me they will review and will give feedback in 7 days.

    ReplyDelete
  40. Same. I am also contemplating on consulting a lawyer to see the legal actions that can be taken against these people. Has anybody ever done this? If this is a scam or extortion scheme then we could definitely file a case against them.

    ReplyDelete
  41. Hi! I have the very same experience with you guys. May I ask if there's any update with these complaints? They are asking me to pay 50% of the unpaid balance in which I had no idea that it still exist. Please, please let me know! Thank you!

    ReplyDelete
  42. last year (december2017) may tumawag sa aking sabi from a newspaper company (manila tribune) na may nag file daw ng kaso laban sa akin at ipa publish daw name ko at company matatanggal daw ako sa trabaho at tatawagan ko daw atty. ultado for the TRO and settlement, may kumausap sa akin na babaye ang sabi dapat daw ako mag bayad sa halagang 10k para hindi ma publish name at company ko, nag google ako at nabasa ko ang blog na ito salamat naman, akala ko taos na ang ang gugulo nila ngayon lang may tumawag na naman sabi niya siya c pc/insp. Molitas from cam bagong diwa ang sabi niya may bench warrant and nag complain a certain atty. candice bandong nag google na naman ako sa mga pangalan na ibinigay ang labo ng mga taong ito kahit sino pangalan lang ang ginagamit nila para manakot, salamat sa mga comments ninyo

    ReplyDelete
  43. My mom also receive a message from facebook and it goes like this.

    GOOD DAY Ms. (Name of my mom). This is MR RONALD AGABBAO from the LAW OFFICE OF ATTY. ROBERTO ULTADO JR. AND ASSOCIATES. We humbly seeking you’re assistance regarding with MR (Name of my dad) to call us URGENT due to his impending complaint filed against him

    Kindly tell him/her to call us at 0999-891-8831 , 0917-653-3371 and 0917-622-7489. Your assistance is highly appreciated thank you GOD BLESS

    ReplyDelete
  44. This comment has been removed by the author.

    ReplyDelete
  45. I received a call today with the below numbers at nagpakilalang police from taguig. They are looking for a person and asking if I know him and wants me to call the atty who filed a case. I asked how they got my number and said from the details given by the so called atty, jose buenaventura flores ,09266979287. I searched the number and found it here in a different atty name. They are harrassing my family and insistent to get details that i refuse to give until i asked for the pulis rank, name, station and boss. He did not respond to me anymore. Just be aware of these numbers
    09985895116,09493657245, 09985895113

    ReplyDelete
  46. Its the same tatics sa nagpadala sa husband ko, mother ko actually to my whole family. Jessa Ultado is the name, but now she changed her name to jessa reyes bautista. The same message she sent to you ms.young is the same message my family had received cell no. 0917923627 09493657245 024252157 same modus...

    ReplyDelete
  47. E2 po ang nangyayari skn ngaxon,at may halong pananakot po.Maytumawag pang chief molitas at ipapadampot dw ako.Ano po dapt qoe gawin,nd aqoe mkpagconcentrate s trabaho qoe,tako n takot aqoe.Sana maireport n cla pra matigil n ang kanilang ginagawa.Madami n cla naperwisyong mga tao.Sna makulong n ang mga tao s likod ng pAnnlulukong e2.Ano po dapat gawin.

    ReplyDelete
  48. i got a letter po. formal demand to settle immediately. may unpaid balance po kasi ko sa home credit. di ko nabayaran dahil nawalan ako work. i even lost my phone kaya nawalan ako contact. sabi po within 5days daw kailangan ko mabayaran 100+k. san ko naman po yun kukunin. sabi po pag di ako nakabayad agad may pupunya daw pong tao sa bahay para sa credit investigation at magfile daw po nh criminal/civil case against me. natatakot po ako. single mom po ako at wala po ko work.

    ReplyDelete
  49. The scary part their is even though naka private ang social media account and , nakuha pa din nilang magsend sa mga nasa friends lists. Which is a huge privacy issue and that can be taken againts them. Ipatulfo na yang mga yan para matapos na . I cant even wrapped around my head to the fact na yung atty. Ultado is willing to ruin his reputation participating in this kind of absurd drama.Sobrang wala na ba tayong respeto sa mga kapwa nating Filipino? Those who are working in that company at to that lawyer make use of your time and so called talent wisely instead of you getting paid bringing pain to others.

    ReplyDelete
    Replies
    1. Dat is d pressing concern I have since these dubious scammers kept sending PMs to anyone on my fb list, kung bakit naka private naman and they manage to sneak in their tactics para mang harass at mag embarass, or mang scam. It is totally one security issue dat needs to be put to a stop, yes if dat has to reach Tulfo and even d President's attention. Terible who gave them such legal authority pati police power ginagamit nila panakot sobra yan talaga.

      Delete
  50. Just got a message from my brother via fb messenger where a certain angeline is looking for me and is asking me to call this number 024252157... I googled/bing the number and im glad to see this blog.. I already thought it was suspicious as to why how they got to message my brother and not me.. Definitely breaching everyone's privacy..

    ReplyDelete
  51. Kahapon naka receive din ako ng email regarding my Metrobank credit card.. Same secenario... grabe 1 month palang naman ang delayed ko sa payment..

    Thanks for the info buti nag google ako... super famous pala ang Atty. na ito at ang mga modus ng law firm nila..

    ReplyDelete
  52. Hi everyone, nabasa ko lahat lalo na regarding sa demand letter which is kelangan bayaran. Ang letter na ito ay pinadala sa bahay nung babae na taga collection agency. Sa mga nababasa ko sa net e talagang mga scammers ito. Gusto ko naman talaga magbayad pero dun mismo sa bank na credit card na di ko na mabayaran. Isa pa paano ko masisiguro na yung nakalagay sa demad letter na amount na babayarin e paano naging ganung kalakung amount at iyon ang gusto ko din malaman. Sa ngayon may tunatawag pa din sa home and mobile number ko pero dinededma ko. Kailangan ko bang kausapin at hanggang kelan titigil mga ito? Thanks!

    ReplyDelete
  53. May tumawag saken nyan e. Yang atty na yan. Then hiningi nya email ko to send a letter about my unpaid balance daw

    ReplyDelete
  54. I got the same letter from Atty. Ultado. This time they used the office of Civil Service Commission to threaten me that if I won't settle my balance tomorrow April 27, they will contact my spouse and ask her to pay my balance. They also offered that if I pay now, i will get 25% discount. What a cheap and shameful act of harassment.

    ReplyDelete
  55. Group of scammers mga yan. Kahapon 4 sila pumunta sa house making a scene. One wearing ID with Atty. Good thing nasabihan ko na kasambahay namin in advance kasi last month naka recieve na ko ng calls and tx sa nagpapanggap na police inspector at isang litigation officer. With notice of legal action letter pa. Same atty. Roberto ultado jr.

    ReplyDelete
  56. Too early to make such actions. I just got up in the morning and had to check some emails. I checked my spam emails and saw an email concerning my unpaid account. The email is down below.

    Our client has referred to us for appropriate legal action for not paying your long overdue account amounting to PHP59,187.22

    Our client has instructed us to exert all efforts to collect your above-mentioned obligation even if it will necessitate the filing of CIVIL AND/OR CRIMINAL CASES in court under R.A. 8484. In the spirit of goodwill, we are giving you a CHANCE to settle your account out of court by paying to our client the amount of PHP28,000.00 within two (2) days from your receipt of this letter.

    Your failure to heed this DEMAND, we shall thereafter file in court SUM OF MONEY COMPLAINT AND/OR A CRIMINAL CASE/S FOR VIOLATION OF R.A. 8484 also known as THE ANTI CREDIT CARD FRAUD LAW, violation of any provision of the Revised Penal Code or any other law as may be warranted against you without prior notice to protect our client's interests.

    PLEASE GIVE THIS MATTER YOUR SERIOUS ATTENTION.


    For inquiries, please call at tel. no. 02 434-1165/ 09953083889/ and look for Ms. Aileen Arroyo


    I actually responded saying that i am already settled regarding the matter. Then he asked me to send proof. The weird thing is I don't have 2 credit cards in one of the banks in Philippines. So that got me a feeling of suspicion. I searched the net and found this blog. Thank God he made me aware and made me stop answering his email. I tagged their email as spam and deleted it immediately..

    ReplyDelete
  57. Hi..I think this is not a scam,same atty mentioned,coz in the first place I know that I have an unpaid account on the bank. I pay the amnesty offered by the officer directly to the bank and I received certificate of full payment after two months, ,and now no one calls me again

    ReplyDelete
    Replies
    1. Hello! For the certificate of full payment- did you have to follow it up from roberto ultado law firm or they were very keen to send as long as you provide them the proof of payment?

      Delete
    2. Hi, same happened to me. They even sent messages to my Facebook friends. On the call they said they were from RGS. Then I received an agreement letter asking me to pay 10k. Did you received the certification of full payment?

      Delete
  58. They are scammers. I have been receiving a call from someone who claims to be from the Litigation Office working under the said Atty. Robert Ultado. This is regarding an overdue credit card payment by my mother. The bank has already waived this. What is very skethy about this man are his threats and and intimidating tone. I hope we can work together in stopping these scammers.

    ReplyDelete
    Replies
    1. Also got the same letter. It is obviously a scam. You can just ignore it, i was advise by another blogger regarding cc defaulters. We have the rights to pay it in our terms. And also, outside na sa jurisdiction ng barangay regarding corporate issues. We shouldn't be afraid as we are not running away that debts, its just that we cannot pay them according to their demanded amount. They dont accept installment so be it.

      Delete
  59. Have the same case. Yesterday i received letter from atty.roberto ultado, jr. And it was addressed to brgy.captaan asking for assistance. As i searched the name of the atty.i read a lot of same cases. Also about unfair collection RA 10870. Haven't read the full content but it's all about the unfair collection. Like personal cases like this. Ofcourse i'm also afraid and ashamed that they sent this to barangay. Don't know what to do...

    ReplyDelete
  60. My dad also received a letter from this lawyer named Ultado and this collector have been harrassing my parents tru call to pay their balance in car loan. From the way they talk to my parents, I really got annoyed and always thinking that maybe its just a scam. So when I got the letter, I searched about the RGS Recovery Management and Collection Services Inc. Then the address and contact details in the letter was not the same in the internet. Then I searched the so-called "lawyer" who signed the letter, thankfully I found this blog and read the comments. Now I can assure my parents that they dont have to worry about this shit.

    ReplyDelete
    Replies
    1. nakakuha din ako ng letter kahapon for my car loan. anu po ginawa nyo? dinisregard nyo lang ba ang letter nya?

      Delete
  61. Yesterday 3 boys also went to our house and told me they are from toyota then from tfs then from legal since i havent pay on time they asked me to get the unit and bring it to tfs office in makati. Then thet said i can get my car back in a week once i settle the computed amount due then some processing again to get my car back.I was doubtful then because its sunday and they are pertaining to legal matters.They really insisted to get the car even if i told them that im willing to settle the amount due.i ecen ask them if the can give me till tuesday and the said NO and the directive of toyota is to get the unit right away and thats the only reason they travelled for 10 hours for them to pick up the unit and go back to manila.They told me that they will wait outside of our house to prepare documents needed for the car. Since i really dont accept their procedure and explanation because they havent show any docs to me re.the matter i called my attorney for an advise and asked police to come in our house in civilian clothes. And then i went outside again together with the police to tell them i will not give the car and just settle what it due.and then they automatically said yes and even say sorry for disturbing me its just their duty and job not like earlier when i am alone talking to them .then handed me a photo copied letter from ultado law office dated aug 20. The 3 guys where very well dressed and even rode a brand new innova silver.What are they upto doing these things.until i search the name of the law office and saw this blog. Why in the world that the companies hiring a sub company for collection is tolerating this. Or maybe this is a sindicated scam already.threatening people with loans or unpaid debts etc. If this is the kind of job they are into i hope they can sleep at night and wont happen to them.

    ReplyDelete
    Replies
    1. Car loans are handled differently from credit card debts. For unpaid auto loans, the bank or other financial institution responsible has the legal right to repossess the car, since technically they own the unit until you have fully paid the amortization. You can't even file a complaint against them for trespassing or theft for this very reason. That's why if you have both an outstanding credit card loan and an outstanding auto loan, always prioritize the latter.

      Delete
  62. I understand your point re auto loans if it is done with proper pocedure and documentation. But the mere fact that they havent present any formal or original letters and documentation from the leasing company or legal , it seems to be a scam.

    ReplyDelete
  63. My husband also got a letter this year and it said that he should pay 150,000 for his motorcycle loan and im shock because it was damage during typhoon yolanda and asking him to surrender in 24hrs. With good running condition WTF how did this people know about our personal info.?

    Lastly, their address here is from cebu city..

    ReplyDelete
    Replies
    1. Meron din po sakin ngayon. Sa father ko yung totoo po hiniram daw po ng pinsan ng mother o father ko tapos nawala. Pero ang laki ng hinihingi halaga. 200.000 plus. Kelangan daw po mabayaran kahit partial kung hindi dadatnan ng demanda tatay ko. Tapos di nila masabi add nila. Matatapang pa. Interesado sila sa mga gagawin namin. Kung pupunta na ba daw kami sa transcycle kasi sabi ko ayaw ko na makipag usap at punta nalanh ako sa transcycle. Pilit nila tinatanong kung kailan.

      Delete
    2. Bakit hindi ireklamo ni atty yan. Oh kaya kay tulfo. Kasi masisisra pangalan nya. Pagkakaalam ko yung tunay na atty ultado e hindi roberto nakapangalan sa fb. Pati yung scam wala sila ptofile picture kundi mga logo ng sumpreme court. Payo ko lang po wag nyo ipublic facebook nyo kasi dun sila may nakukuha impormasyon para madami sila malaman sa inyo at mapaniwala kayo

      Delete
  64. ULTADO LAW STAFF

    a)ENDA BERIN
    b)Chritopher Suarez
    c)Mar Soriano

    I am not sure if it's really their pictures but NO PICTURE OF ATTY. ULTADO (Isn't that sweet!).

    They must be really famous people.....for harassing people!

    FMB

    ReplyDelete
  65. Hi,

    I was told that the Ultado Law Office is only front for HIPE TELAN FLORES whose office is actually located at Telan Building, 81 West Capitol Drive, Bo. Kapitolyo,Pasig City.

    They are collection agents that use unorthodox methods that is why the use Ultado Law Office as a front so that legally they can deny that they are actually the agency imposing this kind of scare tactics.

    Anyway BSP should know the truth.

    God Bless you all.


    ReplyDelete
  66. Nagbayad po ba kayo sa bank? Or inignore nyo lang po? Naka due date po kasi yung samen ngayong october e. Salamat po sa sasagot. God bless.

    ReplyDelete
  67. Hi,

    Same case here, my husband received a demand letter from this Law Office today. Salamat sa mga comments po ninyo I know how to deal with them just incase na manakot sila. Active masyado ang mga scammers ngayon. Ingat po tayong lahat.

    ReplyDelete
  68. I've also received an email from this guy (ATTORNEY ROBERTO ULTADO JR.). I was already skeptical when I found out the source of the email was not from a corporate email address. I will be emailing BPI instead as these people are clearly here to harass us.

    ReplyDelete
  69. Kaninang umaga lang naka received kami ng text regarding sa unpaid balance ko with Cashwagon na kunuh papunta na sila dto sa bahay ko para mag serve ng document at dapat tumwaga daw ako para maiwasan ang commotion. Ang unang sabi nila sa husband ko kailangan bayaran is 15k mula sa 4k na hiram ko. Tapos nung ako na nakausap naging 12k bigla. Sinubukan ko naman humingi ng extension tapos biglang nakipag deal mag bayad na lang daw ako ng partial na 5k para e close nya nalang sa 10k bayad ko ang yung remaining 5k bayaran ko sa Nov15. Mabuti nalang nag research asawa ko tungkol sa Atty. At ayun!! Pagka search e biglang ang daming naka link na reklamo sa kanila. Grabe tong mga taong to may panakot pang ma ba blacklist ako sa banko at NBI. My god!!

    ReplyDelete
    Replies
    1. Hi, pwede ba malaman kung anong ginawa mo dyn sa unpaid balance mo sa Cashwagon. Grabe mangharass ung nagtext at tumatawag sakin hangang sa pinakausap ko sa partner ko keso sisirain rw sya pangalan ko. Pati mga references ko tatawagan nila. Alam ba to ng cashwagon, d ba nila alam na kapwa Pilipino nila ang nasisira! Ang laki na rn ng tinubo nila sa prolongation fee ko...saan at kanino ba pwede lumapit para tayo matulungan? K Tulfo ba or sino.. scam na pala to ginagawa nila.masaya pa ba kayo na nagtatrabaho at nakakatulog ba kayo sa mga pananakot at pagbabanta na ginagawa nyo? Mga wala kayong puso! Sana may isang sangay ng gobyerno na magbigay pansin sa mga kalokohan nila. Nakatulong kayo mga lending sa kapwa nyo na minsan ay kinakapos pero wag nyo rin naman sana kame ilubog ng sobra sobra sa pagkakautang sa inyo. Ang collections nyo kung legit yan, handang magbigay ng STATEMENT OF ACCOUNT para dokumentado at may pinanghahawakan kameng debtors nyo. Wag nyo sana ipagsawalang bahala ito, ang dami ng reklamo sa mga Consumers nyo.Bigyan nyo rin sana ng pansin!!!!!!!!!!!!!!!!!

      Delete
    2. Hi kmsta ka ngayon. ginugulo kpa din ba nla up until now. what happened na from that time

      Delete
  70. I have received this when i came to the office, and my heart starts pounding.

    Good Day! Mr/Ms. XXXXXXX

    Our client has referred to us for appropriate legal action for not paying your long overdue account amounting to
    PHP 538,957.49

    Our client has instructed us to exert all efforts to collect your above-mentioned obligation even if it will necessitate the filing of CIVIL AND/OR CRIMINAL CASES in court under R.A. 8484. In the spirit of goodwill, we are giving you a CHANCE to settle your account out of court by paying to our client the amount of PHP 418,200.00 within FIVE (5) days from your receipt of this letter.

    Your failure to heed this DEMAND, we shall thereafter file in court SUM OF MONEY COMPLAINT AND/OR A CRIMINAL CASE/S FOR VIOLATION OF R.A. 8484 also known as THE ANTI CREDIT CARD FRAUD LAW, violation of any provision of the Revised Penal Code or any other law as may be warranted against you without prior notice to protect our client's interests.

    PLEASE GIVE THIS MATTER YOUR SERIOUS ATTENTION.


    For inquiries, please call at tel. no. 02 434-1165/09391510880


    I've been telling BPI that a certain amount i can only shed for my CC payment. I'm the only breadwinner with 4 kids, so how can a 23k monthly pay 500k++
    I'm glad to see this post, at least i know its not something really something that i would be worrying about. i also notice that they didnt place which bank, or account number this is about.

    God Bless You All reading this blog!

    ReplyDelete
    Replies
    1. Nakarecieved din ako ng letter sa kanila at Di Rin maganda Ang ginawait nila kasi maraming mga friends to ang kinontak nila at inisend din nila yong letter sa mga facebook friends ko buti nalang nabasa ko Yong mga post ninyo dito. . Irerefer ko rin ito sa bayaw ko na lawyer.

      Delete
  71. Kani kanina lang ay tumatwag sa akin ang mga yan. Ito ang # ng mga yan 0927-086-7884 at ito pa 0932-343-7688. Ni block ko kc nkakasira ng Araw ang mga scammers na yan.

    ReplyDelete
  72. Same thing happen to me..meron nag pm sakin tpos tinawagan ko nman number n bigay nila..fb name Xabrina isleta, but when i called nkabreak daw..tpos maya maya fb friends ko nman sendan nila sa same demand letter or msge,don na ako nairita..this is regarding sa honda beat,pro nasurrender ko n xa 3 mos.ago pa,meron akong proof n pinirmahan ng nagrecev ng unit na cleared n ako...bilis ng tibok puso ko sa inis..dahil malapit lang nman ofc ng nagrecev ng unit ko 3 mos ako,pumunta tlaga ako khit lakas ng ulan at 4 mos.preggy ako..nagdrive ako papunta don..pagdating don,nkausap ko ung tao mismo n nagrecev sa unit..the next day daw nung marecev nia unit,nareport daw nia agad at cleared na account ko..sabi ko make sure n d n ako gugulohin ng mga to kc kung gulohin p ako..sa police tau magkikita kita, pagkauwi ko,nagmsge 2 brothers ko,cla din daw nkatanggap..ngaun d ko alam ilang fb friends ko pa napm nila..nanakot p nola,nationwide alarm daw..eh di ialarm nio total wla n nman sakin unit n un...kelangan n mastop to..but i just remember the offc of RGS agency here in cebu na pinuntahan ko, nsa same building din ang ofc ng atty.ultado jr..if ths atty is real,so maybe di nia alam n ginagamit name nia to scam people,scare people..i will be consulting a lawyer about this,i have screenshots of the msges sent to my fb friends..this has to stop..magtulongan tau..pls send me msge kung sino man willing to help me 09324127785..ill wait.thnx

    ReplyDelete
  73. I also got a letter just today, from that stty. Ultado. Napaka alarming .

    ReplyDelete
  74. got the same issue...may loan aq nung 2014 n hindi q consistent n nabayaran..it was amounting to 300k..ngaun ang babayaran q n daw is more than 700k....tas pinipilit nila aqng magbayad ng 100k ura urada....grabe sila ..san kamay ng Diyos q po yan kukuhanin...pinagmemesaage din nila mga fb friends q....

    ReplyDelete
    Replies
    1. Hi anonymous anong bank ka po nagloan.

      Delete
    2. May loan din ako sa eastwest bank 2015 pa un. Ngsesend sa kin ng email yan c roberto ultado natatakot ako tawagan baka kasi mangharass gaya ng nababasa ko 60k loan ko dun, kakasuhan daw ako bp 22.email lng cla kumukontak sa kin. Pls advise

      Delete
    3. Hi po naka received po ako ng letter. please advise ano gagawin ko. Eastwest bank din sa akin credit card then Atty. Roberto din yung letter

      Delete
  75. I received the letter also now, from that the same atty. utaldo. They're using another name Mr. Ernesto Calero Jr..They are from rgs recovery, when i saerch sa google collector sila ni globe and other company. Ung letter is for not paying my globe data plan bill, after 2 yrs saka sila ng padala. Pero ung globe walang paki-alam sakin kahit call wala, nangungule lng globe kapg nde kapa nkabayd pero once na mcut line mo wala n sila paki alam haha

    ReplyDelete
    Replies
    1. Legit b tlga cla? My ngsend dn saakin n letter with the same names mentioned and same ng case m.

      Delete
    2. kaka recieve ko lng din ngayon ng letter, parehong pareho tayo siguro ng natanggap na letter pati mga names, 3 years ng ndi ngagamit ung pocket wifi ko sa globe, pero ngaun lng ako nkatanggap ng sulat.

      Delete
  76. I received a letter from Robert Ultado and it says that i have a unsettled balance from Globe Telecom wayback 2004 and from what i remember im just a kid wayback 2004...and the letter states "...July 29, 2004 consisting of UNPAID BALANCE FOR THE TERMINATED ACCOUNT NUMBER *****..." why will they terminate such account if there's Unpaid Balance?

    What should i do? Any suggestions

    ReplyDelete
  77. Here's the new contact no. na nilagay nila sa "final demand letter with notice of legal action" na dinala nila sa bahay ng parents ko. 4341164
    09179236298 09214886060
    email add: ultadolawoffice18@gmail.com
    Please check if this is legit.
    From: The Law Office of Atty Robert Ultado Jr. and Associates..

    ReplyDelete
  78. This lady pretending to be "Maria Elena Penafiel" of ADCB was threatening me using this number. She was associated with RGS Ultado collection agency, a famous scammer here in the Philippines. Watch out for here as well as a guy named Mike Arado who uses +63 9188075081. These people is a big syndicate harassing costumers to get your money. They are big time Scammers...

    ReplyDelete
  79. I received the a call today from this number 09498817095 stating that a case was filed daw at iraraffle na daw on monday. That i need to contact a certain deputy at ang sabi niya as instructed daw by a certain judge eh tawagan daw ung office ko. Kaso may contact number nman daw na nakalagay kaya ung number ko nlng ung tinawagan nila. I pretended na pinsan ko at nagreason na naiwan ang phone sa bahay ko para makakuha ako ng info sa caller. Nung una napa isip ako ng malalim kasi daw si Atty Robert Ultado ung nagfile complete with demand letters daw. Tinanong ko kung sino ung client na nirerepresent nya. Since I have studied law, medyo madami akong tinanong. After the call, napaisip ako, usually in court cases ung pangalan nga complainant ang nakalagay and not the lawyer representing. The caller instructed me na tawagin daw sa lunes. So sasakyan ko ung trip nitong mga taong ito. Estafa daw ung case na ififile. Buong maghapon akong nagbrainstorm kung sino ung complainant dahil sa antok at pagod. Nung nakapag kape na ako, natawa ako kasi naalala ko lahat ng napag aralan ko and something is off. Kaya nag google ako and found this..salamat..sa lunes tatawagan ko ang mga ito para bulabugin..

    ReplyDelete
  80. I received a letter yesterday from a certain "Atty. Roberto Ultado Jr. Law Office". It's a final notice regarding sa loan ko sa Cashwagon. Sabi nun 2 'field agents' daw nila dito magrerequest na daw sa barangay something regarding sa utang ko. Currently unemployed ako and no chance to pay pa sa ngayon pero I plan to settle naman kahit na sobrang taas ng interest ni Cashwagon and grabe sa fees. I actually blocked their number kasi they are already harassing me na kaya naisip ko yun siguro reason why they sent me the letter. The field agents even let me talk to a certain "Sir Mark" from their law office. Nun nakaalis na sila nagtaka ako kasi sabi nun isa "Ma'am akala po namin sa Manila kayo." then yun letter nila though it looks formal parang may kulang. Tapos naisip ko isearch yun Ultado Law Office and found this thread. So pinag iisipan ko ngayon kung sasabihin ko ba dun sa dalawang field officer nila pag bumalik dito na alam ko ng scammer sila?

    ReplyDelete
  81. Just got the same letter pero sinend sa parents house ko. Then I immediately called HC to confirm. I talked to a very helpful agent there named Irish. Malinaw na kinonfirm nya na hindi partnered agency yang mga yan at may certified debt recovery agency sila. If you receive such, please don't transact to anyone of them. Better to have your transactions handled direcho dun sa company but not with them. Keep your details secured din.

    ReplyDelete
  82. Same scenario. Yesterday and today. They have harassed my daughters friends, sister in law and previous co employees. Even threatened na mag ingat ang anak ko kasi papa rape. What will i do?

    ReplyDelete
    Replies
    1. Di ba police level na yan? Crime yan a! October na and naka ilang anniversary na tong thread and they're still active :( Just got a suspicious call as well hence I stumbled on this blog.

      Delete
  83. hi from 2016 post here may balita ba.. kamusta kayo after they harassing you? kusa ba sila tumitigil at nawawala.. o talagang napipilitan nalang mag settle.. and pano ba nla nalalaman yong mga private contact. pati ung mga police na nababasa ko. pano yon mahahandle totoo ba mga police yon

    ReplyDelete
  84. Hi everyone!

    We are also experiencing this today, and hinaharass nila yung pinsan ko. We thought na nasettle na namin yung monthly payment namin sa AEON Credit Service, but nung chineck namin uli may isang buwan pa pala kaming hindi pa bayad and we understand na its our negligence kasi hindi din namin talaga sya napansin. We thought na tapos na sya kasi wala namang nagbibigay samin ng letter or tumatawag na may unpaid balance pa kami. It took 13months and sinisingil nya yung cousin ko ng 20K thousand pesos which is nung hiningi namin yung computation ayaw pa nila kaming bigyan nung una then we gave our email address to them and nung chineck ko yung computation 19,322.89 with legal fee, as per our contract sa kanila 5k lang yung legal fee and supposed to be and bayarin lang nmin dapat kasama penalty and interest is nasa 8K lang dapat.

    They keep bothering my cousin lalo na sa office nila and tawag ng tawag yung nagsasabing pulis daw sya. I asked my cousin na hingiin lahat ng documents na pinirmahan nya regarding sa biniling TV and ayaw nila magbigay. I know dapat it should be process sa tamang paraan and with notice from AEON.

    They also told us na galing daw sila sa main office na which is sobrang bilis parang 5mins lang nasa main office na sila and nakausap daw nila yung tao dun na kahit 50% na lang daw yung bayaran today then after icclose na daw nila yung account.

    Nakakaloka yung mga ganitong tao. Thank you sa taong nagpost nito atleast we are aware na may ganitong scammer na lumalaganap.

    ReplyDelete
    Replies
    1. so hindi mo talaga nabayaran yong balance mo sa Aeon? kasi same case tayo sa Aeon. sabi pa nila mag cocoordinate daw sila sa barangay namin to file an action daw.

      Delete
  85. Hi guys, so to those who got the demand letter years ago, how is it now? Are they still trying to get in touch?


    This is my own perception regarding the issue with demand letters coming from this group of persons claiming to be working with the said Lawyer, I am not a hundred % sure if everyone who received the letter had existing "utang" with their "client", but I think these people are really working close to those who got access with the system that can monitor peoples' credit standing. Some says that it could be legit, try to search it on facebook, youll see people defending the law firm. And it has been years since this blog was posted but until now people are still getting letters exactly the same letter from this Lawyer/ Firm. Was it not reported, if ever that it was really a scam?Let your thoughts be shared guys and enlighten me. �� Thank you

    ReplyDelete
    Replies
    1. I am receiving the same and my loan is not past due and demanding me to pay certain amount karencapunpon@gmail.com pls email me po may mga questions din ako

      Delete
  86. Hello. I have received a mail too under his name. Kaso nagtaka na ako bat iba ang biller name once na magsesettle ka ng balance.nagsearch ako sa fb ang sabi fake daw ang letter pero legit atty si robert utaldo. I think they are using his name for scamming purposes.

    ReplyDelete
  87. Hi All,
    I also received email from this so called Atty. Ultado. At first I'm a bit of shocked coz it is bold letters CHARGE YOU CIVIL/CRIMINAL CHARGES RA 8484 good thing I know my rights for no one can actually be charge as criminal for the unpaid debt. I find it funny also RA 8484 is Fraudulent case using electronics/credit card. I'm not a fraud but just failure to pay to my bank. I have negotiated with my bank earlier this June 2019 but upto now their offers is only 6months around (10k/mo.) and I find it really hard for I'm earning 20k less with a son. My other 2 banks they simply negotiated with no hassle. Now, I reported to BSP to help me negotiate with this hard to negotiate bank and also reported Mr. Ultado for harassing. Actually we can file data privacy act to the banks sending personal informations without consent! So don't be fool with this Atty. Or Admerex, any Law firms.

    ReplyDelete
    Replies
    1. Nakaka receive din po ako balak ko po mag complain kay mr raffy tulfo i need to know ur side email me po karencapunpon@gmail.com

      Delete
  88. We received a letter too from Atty Roberto B Ultado Jr and Associates. The letter is for my father who passed away 7 years ago!!!

    ReplyDelete
  89. Got a letter yesterday from the same atty ultado re: car loan..

    ReplyDelete
  90. Kumusta na po kau. Ung mga hinaharass ni ultado law ofice ano na po balita sa inyo? Nakasuhan ba kau pls update nman po kasi sa kin nagsesend pa din ng email na kaksuhan na daw ako.thanks

    ReplyDelete
    Replies
    1. Parehas po tyo i got the letters too na kakasihan and everything. Same letter, numbers nakalagay tapis Plaridel ung office n nakalagay nung Atty. Roberto Ultado Jr. eh pasig pala yan

      Delete
    2. Magrereklamo po ako kay raffy tulfo pls email me gusto ko po malaman side nyo kasi nakakareceive din ako karencapunpon@gmail.com

      Delete
    3. Received a letter from this The Law Office of Atty. Roberto Ultado Jr. And Associates. I had an unpaid loan with a loan shark and now they're asking me to pay 16k plus or elase they will file a case against me. And then they said that my credit standing in CIC will be affected. So I searched this name and found this blog. Should I disregard this now? How true is this?

      Delete
    4. Same thing here. Nag send dn sila ng letter sa akin about unplaid loans (cashwagon) naki pag settle ako sa kanila before, im a good payer until dumating yung time na hindi ako naka pag bayad kasi kulang na kulang yung pero ko. May option sila na mag bayad bg partial payment so nag bayad ako and only to find out na hindi pala deducted yung partial payment sa total due amount ko. E hndi naman pwedi yun. Kaya naki pag usap ako sa kanila everytime na tatawag sila kaso hindi talaga dw deducted yun. Sabi ko partial payment/extension payment yn so dapat deducted. Kaya humingi ako nga soa, sabi nila bakit dw sa kanila ko hihingin. Eh malang sila na ang may sabi na recorded lahat nt
      Ga transaction, so mya record sila sa lahat nay payment ko. Sabi nila mag email nalang dw ako tungkol sa soa then they hangup. Until now walay soa na pinadala and bag sesend pa nga email tong atty nato, si atty roberto ultado. Sayang naman yung binayad ko tapos di nila edduct.

      Delete
    5. Kinokontak ka pa po nila? Got a text din po kase galing sa kanila.

      Delete
  91. Hi im just new here and i got letter from this said attorney too. 2 years n ata nila kaming hinaharass, thru FB binlock ko amd then tawag naman pati relatives ko tntawagan and hndi during work time. And mga 6mons n yta kaming binabalik balikan sa bahay asking nasaan ang ssakyan dto paba nakaparada, at ng bbigay nang letter kahit updated kami sa payment. And kung hndi man kami mkbayad sa Toyota ay 1-2months lang delayed namin. Until now sinearch ko ang name namg ATTY na yan at nabasa ko ang blog n ito.

    ReplyDelete
    Replies
    1. Hi i want to complain to mr raffy tulfo about them kasi nakakareceive din ako pls email me karencapunpon@gmail.com gagawa po ako report thanks

      Delete
  92. mas maganda nga po sana kung ipa-tulfo in action o kaya kay BITAG pra malaman kng legit o hindi pra matigil na...

    ReplyDelete
  93. "Good day! Mr./Ms., Your Cashwagon account: amounting PHP5600 was endorsed to Ultado law firm in behalf of CASHWAGON PHILIPPINES, You didn’t take our last call. We are calling because we want to help you pay your loan immediately. We are currently extend our offer a 50% discount until August 31, 2020 so hurry up! Avail now! This is your chance. Please contact us: cnuguid03@gmail.com or call 09772649579/09611272431 Thank you!"

    Yan po text nila sa akin. Ano po bang magandang gawin?

    ReplyDelete
  94. Hi. Based on my research, no one can be imprisoned because of failure to pay a loan or any financial obligation unless may bouncing check ka. Kasi ang bouncing check ay pwedeng maclassify as intent to fraud. In case of any credit card debt, if you can't pay, ignore the messages, emails or calls. Or better get a new sim para sa ikatatahimik ng loob nyo. If you can't pay, don't sign any agreement or contract na hindi nyo naman kaya panindigan. Because kapag nag sign kayo ng agreement sa kanila, that means you are entering into a contract or agreement na magbabayad ka at kapag hindi mo yun nagawa, pwede ka na nila legally idemanda kasi may contract na between you and whatever law firm it is. Remember, your contract, kung meron man, is with the bank and not with that law firm. After sometime, the bank writes off the debt if unpaid then sells it to a recovery collection agency usually law firm. That agency earns a living by buying the written off debt and bloating the amount of it. Kapag wala kasi collection, ay walang kita sila. Now, if they can't get u to pay, ipapasa lang nila sa ibang collection agency yan and start all over again ang drama ng paniningil. I suggest dnt reply, ignore or block them kasi the more you reply, the more they get the hope na makakasingil sila sayo. Yung mga pulis kuno na naghahanap sa inyo ay fake yun. Di kasama sa work ng mga pulis ang magimbestiga sa inyo for an utang kasi ang utang ay civil case and not a criminal case. If may pulis man kuno na magpunta sa bahay nyo, bluff them by asking their full name, pulis mobile plate number, station number at name ng superior nila. O kaya picturan nyo cla. Im sure sila yung kakabahan ngyn. They cannot get your belongings too as bayad sa utang.Before that happens, they may need to make patunay na kayo ang may-ari ng ano mang property o gamit. I doubt if they can prove it. Remember, if totoo mang nagdemanda si bank at natalo kayo sa kaso, ang worst case scenario lang ay uutusan kayo ng korte na bayaran si bank ng ganitong amount, at ganitong interest hanggang mafully paid nyo ang obligation. Usually, halaga na lang ng principal plus minimal interest amount ang ipapabayad ng korte. Kapag wala talaga kayo pambayad ay wala magagawa si bank. Walang timeframe na ibibigay si korte na need nyo ipay ng ganitong taon o whatever. Sasabihin lang ng korte pay this to the bank until fully paid. Ganern lang. If di nyo mabayaran, hindi pa din kayo makukulong. Kasi civil case lang ito at hindi criminal case. Worst is possible na hindi na kayo makakaopen ulit ng credit card o makakapagloan sa bank kasi nasa blacklist na kayo. But you can still have a life. Start all over again. It maybe hard to build your credit again but lesson learned. Lets accept the fact na nagkamali tayo for whatever reason it is you may have. No judgement. Ang mahalaga ay natuto ka ng leksyon at wag na ulitin. Be more responsible sa finances. Let the past teach u a lesson. You can still have a life! I hope this helps.

    ReplyDelete
    Replies
    1. Hi po I i also had the same scenario akala q kasi nabayaran na lahat ng utang q then to realize wala pa daw mali ko naman na hnd q inupdate ang banko that was 6 six years ago. Tapos nagsign din aq ng post dated check hnd q din alam na post dated check pala yun. anu po kaya ang pwd kong gawin. Nag message at twag ba naman sa FB q . nakakatakot cla

      Delete
    2. Hi thanks for this very helpful maibsan ang anxiety

      Delete
  95. Scam nga siguro ito, nakareceived ang mom ko from this Ultado, at may unpaid balance pa daw sa Globe na 12k na kailangang isettle. Noong pinacheck namin sa Globe since wala naman siyang postpaid plan sa Globe, (since SMART user siya), iba naman ang may ari ng account.

    ReplyDelete
  96. hello peeps.. Its may 6 2021 today. Id like to thank this blog and to the people who share their experiences to mr. stranger ATTY ROBERTO B ULTADO JR (DAW KUNO) Unang ginawa nila pumunta sila sa shop namin at nagtanong nasan daw asawa ko, tinanong ko kung bakit at sabi daw law office daw sila yang atty na yan at may utang daw sa credit card. tapos nagiwan ng number at confirmation pinapirmahan sakin pero diko pinirmahan.. after 1 month nakakuha kami ng letter na binigay ng barangay samin at nireklamo daw asawa ko at bukas daw kami ay may schedule ng barangay.. so niresearch ko dahil ako po ay taga banko before kaya alam ko walang ganito harrassment dapat. And super thanks to you guys I found this blog at bukas ay may maisasagot ako sa manloloko na yun.. god bless you all

    ReplyDelete
    Replies
    1. Pwede po ba malaman anong nangyari nung nag punta kayo sa baranggay?

      Delete
  97. Received a call from a certain Joan. Same office. It was about my existing loan from a bank with updated/monthly payments. I told them that we will call the bank and dun kami magbabayad. Buti nalang nakita ko to.

    ReplyDelete
  98. May 18, 2021 and they are still not stopping this scam. My mom had an unpaid balance with her credit card. Her last payment was 2017. It was only last month when she got a call from this people asking her to pay 200k++ but they can lower the value to 98k if my mom paid within the month. Then they sent an email bearing the ATTY. ROBERTO ULATDO JR. LAW OFFICE. The letter was not signed by him but a certain Mr. Mar Cristopher Garfil. Now they are calling family members and they sent a text to my mom telling her that field investigators will visit her home or workplace to do investigation "for our future reference". This text was sent by a certain Jayson Sison. Just putting this out here so anyone who reads will be aware.

    ReplyDelete
  99. There are also several persons troubling us about our unpaid loan using this atty.roberto ultado jr. with the company named RGS recovery management and collection services inc. They brought us a letter with the "heading voluntary surrender with special power of attorney to sell" without any signatories so obviously, we didn't signed. Anong plano nila? ipapaassume yung sasakyan namin? ngek2x nyo!! I have taken pictures of their ID's and searched for them but these names do not exist. It's too impossible that they don't have any social media accounts during this time. In the next morning, pumunta kami ng police station to gain basic knowledge about this and they told us to ignore them because there's no order from the supreme court to repossess our car. There should be an order from the supreme court because it's not just a small amount of money. They even recommended to call them if ever these persons will keep on troubling us. So if ever these attorney and company bother you, if you have the guts, tell them they're a scam and to stop bothering you.

    ReplyDelete
  100. Here are their phone numbers
    Give them a call mate to keep them busy

    09190864559
    09190818498
    09190818500
    09190822172
    09190864557
    09992203863
    09190864558
    09190881698
    09177037207
    09177036661
    09177036527
    09177037462
    09177036925

    ReplyDelete
  101. I also received a final demand letter from RGS recovery management and collection services. si Mr Ultado din ang signatory. The problem is, wala akong credit card account sa sinasabi nilang bank which is BDO. I'm not familiar with the credit card number indicated in the letter. I am trying to contact BDO pero hindi ako maka-go through kasi kailangan ienter yung full credit card number. Yung nasa letter is first and last 4 digits lang. Plus yung address is yung sa lumang bahay pa namin - almost 10 years na kaming wala don. Finorward lang sa'kin tong letter ng relative ko na andun pa rin sa area na yon. I'm afraid to call thr agency kasi pano kung pilitin ako magbayad eh never naman ako nagkaroon ng credit card from BDO. Don't know what to do

    ReplyDelete
  102. Hi everyone!

    Kakatanggap ko lang ng final demand letter from RGS, si Atty. Ultado din ang nakapirma. Regarding daw sa balance ko sa BDO credit card na 27k+ excluded pa ang legal fees. Nagbabayad naman ako ng annual fees, and upon checking, hindi 27+ ang balance ko. Until now tumatawag at nagpapadala pa rin sila ng mga mails. Makikibalita lang sana kung ano ang nangyari sa inyong mga napdalhan ng demand letter? Thank you!

    ReplyDelete
  103. HI everyone I also need to vent out here, regarding RGS recovery po, nag message po sila regarding my Home Credit Phone loan under my name, sinisingil nila ako ng full payment po sa home credit, pero yung contract at last due payment ko pa is on June 1, 2023. Now lang naka tanggap ako ng message nila.

    "Last Warning!

    from the Fiscal Office of ILOILO PROSECUTORS OFFICE. This is to inform you that your court summon and subpoena will be served within 24 hrs. regarding your R.A 8484 DEFRAUDING OF CREDITORS and ART.315 of the revised penal code criminal case filed which is due for court warrant to be assisted by the CITY POLICE.

    Kindly coordinate with Atty. Anthony Lipamera Head Litigation Office."

    I tried to search the name of this attorney pero hindi ko talaga makita. I tried to calm my mind nalang po. At kung ano man ang mangyayari bukas.

    ReplyDelete
    Replies
    1. received the same tas sa father ko pa nagtext - like legit po ba ito?

      Delete
  104. Same here with me

    ReplyDelete
    Replies
    1. Nag send po ba sila sa inyo, sakin hinihintay ko hindi sila nag file. Pero I still pay my home credit monthly po. Tsaka june 2023 pa naman po yung last payment due ko

      Delete
  105. NOTICE TO THE PUBLIC
    English
    The Bankers Association of the Philippines (BAP) informs the public that the following people are NOT in any way connected with nor authorized to transact business on behalf of the BAP:

    Atty./Mr. Dominador Credo
    Atty. Salvador Belaro or Atty. Salvador Velaro
    Atty. Roland Flores
    Atty. Policarpio Zacarias or Atty. Policarpio Zacarias Jr.
    Atty. Ricardo S. Arceo
    Carry Salvador
    Atty. Roberto Ultado
    This notice is to make the public aware about the illegal transactions being conducted by these persons.

    Should they try to approach, represent us, and harass you, please report it immediately to bapmail@bap.org.ph.

    ReplyDelete
  106. Same here received email just today from Venus Salazar stating that they will file a civil case for my unpaid credit card..bearing the Office of Atty Roberto Ultado J

    ReplyDelete
  107. I also received a same email from ROBERTO ULTADO JR. Pero ito ung email address. collectius1@rgsrecovery.ph

    I think its a BPO company ung collectius. Pero ung email sketchy. Ang name ba tlga ng Eastwest may 1 sa dulo?

    “We write on behalf of our client, COLLECTIUS CMS (P) INC with regard to your delinquent EASTWEST BANK1 PH account with (Sold to Collectius) and outstanding balance amounting to 3*,***.** inclusive of interests, penalties, and charges but exclusive of attorney’s fees and other legal fees.

    EASTWEST BANK1 PH (A Finance Company) EASTWEST BANK1 PH assigned to our client, among other things, all rights, titles, and interest, over the aforementioned account by virtue of RECEIVABLE PURCHASE CONTRACT. Thus, our client now has full authority to demand, collect, recover, enter into a compromise agreement, and prosecute claims involving indebtedness due to EASTWEST BANK1 PH.

    Despite repeated demands to settle your total outstanding balance, no payment has been made and all judicious efforts were unsuccessful for the reason(s) that you have been avoiding our calls, evading our personal visits, unjustifiably refusing to pay, or abandoning or surreptitiously leaving your place of employment, business or residence without informing our client nor EASTWEST BANK1 PH of your present whereabouts.

    Please be advised that RA 8484, also known as “Access Devices Regulation Act of 1998” prohibits, among others, the act of obtaining money or anything of value with intent to defraud or gain and fleeing thereafter, as provided in Section 9 to wit;

    “Section 9. Prohibited Acts. – The following acts shall constitute access device fraud and are hereby declared to be unlawful:

    xxx
    (j) obtaining money or anything of value through the use of an access device, with intent to defraud or with intent to gain and flee thereafter;
    xxx

    Further, Section 14 of RA 8484 also provides that intent to defraud is presumed if a cardholder surreptitiously leaves his place of employment business, or residence without informing its creditor, to wit;

    “Section 14. Presumption and prima facie evidence of intent to defraud. – The mere possession, control, or custody of:

    xxx

    A cardholder who abandons or surreptitiously leaves the place of employment, business or residence stated in his application or credit card, without informing the credit card company of the place where he could actually be found, if at the time of such abandonment or surreptitious leaving, the outstanding and unpaid balance is past due for at least ninety (90) days and is more than Ten thousand pesos (P10,000.00), shall be prima facie presumed to have used his credit card with intent to defraud.

    xxx


    Considering your abovementioned act(s) and failure and/or refusal to settle your delinquent account with our client, despite demands, clearly shows that you do not want to honor the said obligation and intends to defraud our client to its great damage and prejudice and which is a criminal act punishable by fine and imprisonment as provided in Section 10 to wit:

    “Section 10. Penalties. – Any person committing any of the acts constituting access device fraud enumerated in the immediately preceding section shall be punished with:

    (a) a fine of Ten thousand pesos (P10,000.00) or twice the value obtained by the offense, whichever is greater, and imprisonment for not less than six (6) years and not more than ten (10) years, in the case of an offense under Section 9 (b)-(e), and (g)-(p) which does not occur after a conviction for another offense under Section 9; (emphasis supplied)

    ReplyDelete
    Replies
    1. Your prosecution for the abovementioned law is without prejudice to any liability for violation of the Revised Penal Code and other laws, as provided in Section 17 to wit;

      “Section 17. Liability under the Revised Penal Code and other laws. – Prosecution under this Act shall be without prejudice to any liability for violation of any provision of the Revised Penal Code or any other law.”

      We have already instructed our personnel to conduct the necessary credit and fact-finding investigation preparatory for the filing of the appropriate case/s in court.

      For assistance and other arrangements, please call our credit counselor at 0920-282-3064 / 0945-578-6374 You can send the signed copy of this letter through, post office mail, or thru over email mjbarcelona@rgsrecovery.com.ph

      - yan ung continuation pag binasa maigi criminal case daw.how?

      Delete
    2. May update na po b dito? Ano nangyari after nung letter

      Delete
  108. I received the same email. Thanks to this blog, mejo nabawasan aang stress ko. I replied to their email sabi ko tinawagan ko si Tonik and they confirmed that they are not affiliated to them. Waitimg for their response. Now I have an idea on how to hadle them. Thank u

    ReplyDelete
  109. I recieved same letter today. Nag iisip n ako ng sobra and now i found out that is a scam.

    ReplyDelete
  110. ATTENTION:
    Good Day Maam/Sir , you are summoned to attend the Preliminary Court Hearing schedule on January 30, 2024 1PM in SMALL CLAIMS #326-18 for a Violation of Article 354 of revised Penal Code Filed docketed January 27, 2024. if you failed to attend the last Court Hearing a Warrant of Arrest will be issued within48 hours prior to compliance
    The enforcement of a barangay amicable settlement or an arbitration award involving a money claim covered by this Rule pursuant to Sec. 417 of Republic Act 7160, otherwise known as The Local Government Code of 1991.
    You can verify your case at Clerk of Court under Atty. Ultado Jr (RTC) REGIONAL TRIAL COURT PASIG CITY.

    I got so depressed na po anyone please help ne what to do

    ReplyDelete
    Replies
    1. Any update po, need to know kasi nakatanggap po ako ng call galing sa kanila at magbayad daw po ako partially para makahabol po sa ptomo on one time payment po,ang alam ko lang si bank lang talaga ang makapagbigay, thank you po

      Delete
  111. Hi actually received exactly the same mail today and nastress tlga ako. Anyone can you enlighten me on this please?

    ReplyDelete

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